Farm Livestock Safety Tips | Livestock

More injuries are caused each year by farm livestock than by tractors or farm machinery. Poor judgement or complacency around the animals are some of the most common reasons for farm accidents, and because animals’ senses are very different to our own, it’s important to remember that you need to approach animals with caution and acknowledge their very different needs when caring for them. Follow these farm livestock safety tips when dealing with livestock to minimize your risk of having an accident or catching a disease.• Try to develop a routine with the animals. Animals of all kinds respond well to a set routine, waking up, fed, herded and put in for the night at the same time each day. If you need to change the routine, do so gradually so as not to disorient the animals.• Approach all animals with caution. Most animals cannot see particularly well through their peripheral vision in the same way that humans can, so if you approach an animal from the back, you might spook them. Approach from the front or from the front side of the animal so that they are aware of your approach.• Animals have difficulty with depth and colour perception. They might also be sensitive to changes between light and dark. Shining a touch in their eyes whilst you’re dealing them during the night could well spook them. Try to set up a routine that enables them to move from light to dark slowly, or set up lights in barns so that the contrast between day and night isn’t so great. Make it easy for the animals and they’ll make it easier for you.• Be careful not to startle the animal. Animals are sensitive to many things, light and noise in particular, so it’s important that you approach carefully and quietly and speak to the animal in low and soothing tones.• Think about employing the services of farm animal vets. They can manage your livestock, doing everything from controlling nutrition to evaluating animals for lameness. This could take some of the pressure off of managing the animals which should mean that you’re more relaxed around the animals that you do take care of.• Give yourself a way out. Ensure that there is no way for you to be pinned up a fence or against a wall by a startled animal and make sure that there is always room for you to get out.• Always be extra cautious around male animals, particularly bulls. Half of fatalities are caused by bulls despite the fact that only 2% of the cattle population are bulls.• Scatter feed in large patches and differ the pattern from day to day to avoid territorial issues. Instead of scattering in one large patch, scatter the feed across the feeding area in a number of different locations so that stronger, older animals do not start getting territorial.• Never become complacent. Animals that usually have good temperaments could change in an instant and vice versa, so always use caution around every animal, even those that appear to have mild temperaments.

Purchasing Real Estate With No Cash Money Down | Real estate

Have you often wanted to purchase real estate but didn’t have enough money? Or maybe you are new to real estate investing and don’t have good credit, but want to purchase real estate. How do you go about accomplishing this task? One way is by using ‘no cash money down real estate investing’ both a person without the funds or credit can purchase real estate. In this article I will explain one scenario in which this form of acquisition can be accomplished.First off, let us understand what is required to secure a payment other than cash. Yes, I said other than cash! Remember this is no cash money down real estate investing . Other means can be used to secure a payment as a ‘consideration’ for payment. They can be anything that the seller agrees to that has value, i.e., a car, motorcycle, painting, jewelry, silver, etc… or even the promise to pay as in future rental payments.The promise to pay means that you are not putting any money down at this time, however in the future once the option is exercised, you will then make payments. This is like the ‘egg’ in a recipe that binds the transaction and makes it a true no cash money down to purchase real estate investing acquisition.There are obviously different methods and scenarios that could be used to purchase real estate with no money down . But for this example I am going to use what is called a ‘ sandwich lease option’ . In this scenario you not only want to acquire the buyer’s payments but also the equity in the property without ever having the risk of true ownership. To do a sandwich lease option you need a combination of an ‘option to purchase agreement’ and a ‘lease agreement’ . Both should be written in your favor, allowing you the ability to back out at any time with no recourse to you outside of the loss of the ‘consideration’. The option to purchase agreement binds the property for you by giving you the ‘revocable right’ before you purchase.Is there a downside to no cash money down real estate investing ? Of course there is. For instance, if you are not offering to take the property out of the seller’s name leaving them free and clear of the title, then obtaining the option to purchase can be a difficult task.Another thing to consider is why is the seller having such a hard time selling the property? This can obviously cause a problem for you as well in the future. And if you are looking at renting the property out, since you are not purchasing the property, you have to consider financing problems. What happens if the rental market is below what your payment is? Then you take a loss! And what if the seller is making interest only payments, later changing to interest and principal payments, greatly increasing your payments leaving you in further financial trouble?Now knowing this it only begs the question; is there a better option to no cash money down real estate investing ? The answer is of course, yes there is! That is if you have a self-directed IRA (preferably Roth) or good credit and a relatively decent income of about $70,000 annually. But we are discussing the scenario that you do not have the funds or do not have good credit to acquire real estate through other means. Besides that would be a topic for another article.So now that you know the ups and downs of no cash money down real estate investing , the only thing you need to do is ask yourself if this is the vehicle for you and if so, how to go about it. There are teams and companies out there for you, just for this purpose.
Have you often wanted to purchase real estate but didn’t have enough money? Or maybe you are new to real estate investing and don’t have good credit, but want to purchase real estate. How do you go about accomplishing this task? One way is by using ‘no cash money down real estate investing’ both a person without the funds or credit can purchase real estate. In this article I will explain one scenario in which this form of acquisition can be accomplished.First off, let us understand what is required to secure a payment other than cash. Yes, I said other than cash! Remember this is no cash money down real estate investing. Other means can be used to secure a payment as a ‘consideration’ for payment. They can be anything that the seller agrees to that has value, i.e., a car, motorcycle, painting, jewelry, silver, etc… or even the promise to pay as in future rental payments.The promise to pay means that you are not putting any money down at this time, however in the future once the option is exercised, you will then make payments. This is like the ‘egg’ in a recipe that binds the transaction and makes it a true no cash money down to purchase real estate investing acquisition.There are obviously different methods and scenarios that could be used to purchase real estate with no money down. But for this example I am going to use what is called a ‘sandwich lease option’. In this scenario you not only want to acquire the buyer’s payments but also the equity in the property without ever having the risk of true ownership. To do a sandwich lease option you need a combination of an ‘option to purchase agreement’ and a ‘lease agreement’. Both should be written in your favor, allowing you the ability to back out at any time with no recourse to you outside of the loss of the ‘consideration’. The option to purchase agreement binds the property for you by giving you the ‘revocable right’ before you purchase.Is there a downside to no cash money down real estate investing? Of course there is. For instance, if you are not offering to take the property out of the seller’s name leaving them free and clear of the title, then obtaining the option to purchase can be a difficult task.Another thing to consider is why is the seller having such a hard time selling the property? This can obviously cause a problem for you as well in the future. And if you are looking at renting the property out, since you are not purchasing the property, you have to consider financing problems. What happens if the rental market is below what your payment is? Then you take a loss! And what if the seller is making interest only payments, later changing to interest and principal payments, greatly increasing your payments leaving you in further financial trouble?Now knowing this it only begs the question; is there a better option to no cash money down real estate investing? The answer is of course, yes there is! That is if you have a self-directed IRA (preferably Roth) or good credit and a relatively decent income of about $70,000 annually. But we are discussing the scenario that you do not have the funds or do not have good credit to acquire real estate through other means. Besides that would be a topic for another article.So now that you know the ups and downs of no cash money down real estate investing, the only thing you need to do is ask yourself if this is the vehicle for you and if so, how to go about it. There are teams and companies out there for you, just for this purpose.

Secrets of the Avid Fashion Follower | Fashion

Any woman who is an avid ladies fashion follower will tell you how important it is to keep up with the latest trends and the latest developments in the world of fashion. Not just about clothing – although clothing is a major portion of what constitutes to women’s fashion – but also about other elements such as the latest jewelry, the latest hairstyles, the latest accessories and must-have’s, as well as what is the latest dress trend out there today. The world of fashion and clothing is ever changing and on the move, so the avid fashion follower always needs to make sure she is on her toes and kept up to date with what is happening around her.So how does she get all the information which she needs for what the latest trends and designs in ladies fashion are? How does she know what styles are in this season and what are the latest season must-have’s that every fashion diva should own in her wardrobe? By doing her homework of course. And no, homework here does not mean schoolwork, but rather homework in a sense that she uses every tool and means available to her to keep up with the trends in women’s fashion.Being an avid fashion follower is no secret, all she needs to do is make use of the fashion resources around her. For example, an avid fashion follower would always have her essential item with her – fashion magazines. They are the very first basics she can turn to as there is no other medium that keeps up with the latest trends and styles quite like a fashion magazine does. New fashion magazines are out every month, which means their source of info is always going to be the very latest and the newest, and when it comes to fashion, those two are the key ingredients you would need to keep yourself fashion forward on all things related to fashion and clothing.The avid fashion follower would also have to learn how to trend-spot. This simply means that she would learn to observe others around her and look at what other fashion followers are wearing or carrying if she wants to know what the latest trends are not just on the catwalk, but on the street as well. After all, being a fashion diva means that she knows even the tiniest developments and what is new when it comes to women’s fashion and dressing and what better way to do this than through observation.The avid fashion follower will also make use of the greatest tool which everyone has available to them – the internet of course. The internet is going to be her endless source to all things fashion and all things related to ladies fashion, from the latest colors of the season, to what are the latest trends, the fashion gossips and what the hottest styles are, as well as shop online for practically any item she wants from any store, anywhere.The world of fashion is something that is ever changing, and if you want to be a fashion forward glamour queen, start making use of all the resources around you and make sure that you stay ahead of the pack when it comes to all things fashion.